Phinio
ENCRYPTED
DIGITAL PRIVATE VAULT

Own your

financial future

Investments, DPS deposits, savings pots, and EMI schedules — tracked side by side in one encrypted vault. Works offline. Push reminders before every due date.

Explore
100%PrivateZero data sharing, ever
E2EEncryptedBank-grade security
LiveTrackingReal-time net worth
CAPABILITIES

Everything you need to run your finances

One portfolio, every asset

Lump-sum holdings, DPS schemes, and flexible savings pots side by side — no more spreadsheets.

Amortization, solved

Reducing-balance schedules build the moment you log a loan or credit-card EMI.

Net worth at a glance

Active investments minus outstanding debts — updated as you mark payments paid.

Reminders that travel

Web-push alerts for upcoming and overdue installments across every device you use.

Every move, recorded

An immutable audit trail of every create, update, and delete you make.

Yours alone

No bank linking, no third-party trackers — just your data, encrypted.

HOW IT WORKS

From sign-up to insight in minutes

01

Create your vault

Email and password — that is it. No bank linking, no credit card, no setup wizard.

02

Add your assets

Log investments, DPS deposits, savings pots, and loans. Schedules and amortization tables build themselves.

03

Stay ahead

Push reminders fire before every due date. Mark a payment paid and the dashboard updates instantly.

GET STARTED TODAY

Your vault is waiting.

Investments, DPS, savings, and loans — finally in one place that is private, offline-ready, and entirely yours.